WHAT IS A CASH ADVANCE?

A cash advance, or payday loan,is a short term loan of typically $500 or less that helps you in an emergency cash flow situations.  Our simple online application process makes it quick and easy for you to apply and receive the funds you need to prevent you from being charged costly bank fees and other penalties.  

HOW MUCH CAN I QUALIFY FOR?

Loan amount is based off of certain factors such as, income, length of employment, and previous loan history if you are a returning customer.  To find out if you are eligible, simply submit an application online or call one of our friendly customer service agents and they would be happy to walk you through the process.

CAN I GET AN EXTENSION?

Yes, extensions are available to customers who are unable to pay their loan in full.   For details on extensions or making any changes to your payment plan, please call or email our customer service department at least 2 business days prior to you scheduled due date.   At a minimum, you will be required to pay the interest due on the due date, and we strongly recommend that you pay your loan in full as soon as is feasible for you to save on paying any unnecessary interest.

CAN I PAY EARLY?

Yes, there is no penalty for paying early.

HOW MUCH DOES THE CREDIT COST?

Typical loan terms are for 14 days at the rate of 782.14% APR,meaning the finance charge would be $30 per $100 borrowed. Please see our fee schedule for the APRs of loans with other terms.

MAY I CANCEL THIS LOAN IF I DECIDE AGAINST IT?

Yes, to cancel your loan please notify us by 5:00 pm EST the business day after receiving your loan, and we will be able to withdraw the loan without any fees or penalties, as long as the funds are still available in your account.