Privacy Policy
PRIVACY POLICY
Protecting your privacy is important to us and our employees. We want
you to understand what information we collect and how it is used. In
order to provide our customers with short term loans as effectively and
conveniently as possible, we use technology to manage and maintain
customer information. The following policy serves as a standard for all
employees for collection, use, retention, and security of nonpublic
personal information related to our short term programs.
WHAT INFORMATION WE COLLECT
We may collect "nonpublic personal information" about you from the
following sources: Information we receive from you on applications or
other loan forms, such as your name, address, social security number,
assets and income; Information about your loan transactions with us,
such as your payment history and loan balances; and Information we
receive from third parties, such as consumer reporting agencies and
other lenders, regarding your creditworthiness and credit history
"Nonpublic personal information" is nonpublic information about you that
we obtain in connection with providing a short-term loan to you. For
example, as noted above, nonpublic personal information includes your
name, social security number, payment history, and the like.
WHAT INFORMATION WE DISCLOSE
We are permitted by law to disclose nonpublic personal information about
you to third parties in certain circumstances. For example, we may
disclose nonpublic personal information about your short-term loans to
consumer reporting agencies, 3rd party collection agencies, and to
government entities in response to subpoenas. Such disclosures are made
as necessary to affect, administer and enforce the loan you request or
authorize. Otherwise, we do not disclose nonpublic financial information
about our customers or former customers to anyone, except as permitted
by law.
If you become an inactive customer, we will continue to adhere to the
privacy policies and practices described in this notice.
OUR SECURITY PROCEDURES
We also take steps to safeguard customer information. We restrict access
to nonpublic personal information about you to those of our and our
servicer's employees who need to know that information to provide
short-term loans to you. We maintain physical, electronic and procedural
safeguards that comply with federal standards to guard your nonpublic
personal information. Please view our
Terms and Conditions of Use for more information.